ERS Group Insights

Each day ERS Group’s experts interact with clients engaged in complex legal, regulatory, and business matters. Our work requires us to remain up to date with these issues, and we share our insights through our blog.

The CFPB In Action

- Tuesday, June 23, 2015

The CFPB was active in 2014, and 2015 appears to be similarly full of new detailed requirements that will affect a large number of financial institutions engaged in mortgage, auto, and student lending, as well as other forms of consumer credit.  ...read more >

CFPB Proposes Proxy ID for Consumer Race & Ethnicity

- Tuesday, March 31, 2015

The Consumer Financial Protection Bureau (CFPB) proposed a method for identifying the race and ethnicity of consumers when the data are not available. The CFPB requires this information in order to monitor lending patterns and ensure that lending institutions are complying with fair lending laws that prohibit Title VII discrimination.  ...read more >


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