ERS Group experts offer consulting services designed to help clients identify and quantify potential regulatory, compliance, litigation, and operational risks.  ERS Group's extensive professional staff ensures that clients will find the resources they need whether they require expert testimony, statistical analysis or internal monitoring studies.

Our nationally recognized experts have decades of experience assisting clients to better understand and meet the challenges of regulatory compliance, regulatory risk management and operational risk management.  We work jointly with clients to design a strategy to meet their needs.  Should the agreed upon strategy require statistical analyses and/or software analytical tools, we have an extensive firm-level set of skills in these areas and can bring to bear the required statisticians and system developers.

Our clients include: (a) financial services holding companies, independent commercial banks, savings banks, and thrifts with assets from $1B to more than $250B; (b) mortgage and automotive lending firms engaged both in direct & indirect lending with annual application volumes between 5,000 applications and 2 million applications; and (c) legal counsel to these high-profile firms.

Equal Credit Opportunity Act "ECOA" and Regulation B and Regulation AA analyses Home Mortgage Disclosure Act "HMDA" and Regulation C. analyses Community reinvestment Act (CRA" and Regulation BB analyses Truth in Lending Act (TILA) and Regulation Z analyses Home Ownership Equity Protection Act (HOEPA) Predatory and subprime lending analyses

RiskExec™ is a suite of software tools developed specifically for financial services firms and their management of the regulatory and compliance Risks by monitory on-going processes and to provide for Executive and enterprise reporting on these operational and possible litigable risks.   It is a browser-based product containing tools that include HMDA, CRA, HOEPA geoocoding, mapping and data visualization as well as executive and regulatory reporting.